Terms of Use
Last updated: September 8, 2026
These Terms of Use govern your access to and use of the services, website, and platform provided by Traskud. By accessing or using any part of our services, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must discontinue use immediately.
1. Acceptance of Terms
By creating an account, submitting a request, or otherwise interacting with our platform, you enter into a binding agreement with Traskud under these Terms of Use. These terms apply to all users, including visitors, registered clients, and any other individuals who access the service in any capacity.
We reserve the right to update or modify these terms at any time. Continued use of the service following any such modification constitutes your acceptance of the revised terms. The date of the most recent revision is indicated at the top of this document.
2. Eligibility
You must be at least 18 years of age to use our services. By agreeing to these terms, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement. If you are using the service on behalf of an organisation, you represent that you have the authority to bind that organisation to these terms.
3. Description of Services
Traskud provides online professional services focused on financial workflow optimisation. The specific scope, deliverables, and conditions of each engagement are defined through individual service agreements or order confirmations issued separately. These Terms of Use apply alongside any such agreements and are not superseded by them unless explicitly stated in writing.
We reserve the right to modify, suspend, or discontinue any aspect of the service at any time, with or without notice, and without liability to you.
4. Account Registration and Security
4.1 Account Creation
Certain features of our platform may require you to register an account. You agree to provide accurate, current, and complete information during registration and to keep that information updated. Providing false or misleading information is grounds for immediate termination of your account.
4.2 Account Responsibility
You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately at support@kepanio.com if you suspect any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to safeguard your credentials.
4.3 Account Termination
We reserve the right to suspend or terminate your account at our discretion if we determine that you have violated these terms, engaged in fraudulent or harmful activity, or if continued access poses a risk to the platform or other users.
5. Acceptable Use
5.1 Permitted Use
You may use our services only for lawful purposes and in accordance with these terms. You agree to use the platform in a manner consistent with all applicable laws and regulations.
5.2 Prohibited Conduct
You must not engage in any of the following:
a) Using the service to transmit, distribute, or store any material that is unlawful, harmful, defamatory, obscene, or otherwise objectionable.
b) Attempting to gain unauthorised access to any part of the platform, its servers, or any connected systems or networks.
c) Interfering with or disrupting the integrity or performance of the service, including through the introduction of viruses, malware, or any other harmful code.
d) Scraping, harvesting, or otherwise collecting data from the platform without our prior written consent.
e) Impersonating any person or entity, or misrepresenting your affiliation with any person or entity.
f) Using the service for any purpose that competes with or undermines our business operations.
g) Circumventing, disabling, or otherwise interfering with any security-related features of the service.
6. Intellectual Property
6.1 Our Content
All content, materials, software, graphics, and other elements made available through our platform are the exclusive property of Traskud or its licensors and are protected by applicable intellectual property laws. Nothing in these terms grants you any ownership rights in our content.
6.2 Limited Licence
Subject to your compliance with these terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the service for your personal or internal business purposes. This licence does not permit you to reproduce, distribute, modify, create derivative works from, or commercially exploit any part of our platform or content without our express written permission.
6.3 Your Content
If you submit, upload, or otherwise provide any content to us in connection with the services, you grant Traskud a non-exclusive, worldwide, royalty-free licence to use, process, and store that content solely to the extent necessary to deliver the services to you. You retain all ownership rights in your content and are solely responsible for its accuracy, legality, and appropriateness.
7. Payment and Billing
7.1 Fees
Fees for our services are set out in the applicable service agreement or pricing schedule communicated to you at the time of engagement. All fees are due in accordance with the payment terms specified therein.
7.2 Payment Obligations
You agree to pay all applicable fees in full and on time. Failure to make timely payment may result in suspension or termination of your access to the service. We reserve the right to charge interest on overdue amounts at a rate consistent with applicable law.
7.3 Taxes
You are responsible for all taxes, duties, and levies applicable to your use of the services, except for taxes assessed on our net income. Where required by law, applicable taxes will be added to the fees charged.
7.4 Refunds
Refund eligibility is determined on a case-by-case basis and subject to the terms of your specific service agreement. We do not guarantee refunds unless explicitly committed to in writing.
8. Confidentiality
Both parties acknowledge that in the course of engaging with our services, confidential information may be exchanged. Each party agrees to hold the other's confidential information in strict confidence, not to disclose it to third parties without prior written consent, and to use it solely for the purposes of the service engagement. This obligation survives the termination of these terms.
Confidential information does not include information that is publicly available through no fault of the receiving party, independently developed without reference to the disclosing party's information, or required to be disclosed by law or regulatory authority.
9. Privacy
Your use of our services is also governed by our Privacy Policy, which is incorporated into these terms by reference. By using the service, you consent to the collection and use of your information as described in the Privacy Policy. We encourage you to review that document carefully.
10. Disclaimers
10.1 Service Availability
We strive to maintain continuous availability of our platform but do not guarantee uninterrupted or error-free operation. The service is provided on an "as is" and "as available" basis. We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
10.2 Professional Advice
Content and outputs provided through our services are intended to support your financial workflow and operational processes. They do not constitute legal, tax, investment, or regulatory advice. You should consult qualified professionals for advice specific to your circumstances before making any decisions of material consequence.
10.3 Third-Party Services
Our platform may integrate with or reference third-party tools, services, or websites. We are not responsible for the content, availability, or practices of any third party, and your use of such services is at your own risk and subject to their respective terms.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Traskud and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or business opportunities, arising out of or in connection with your use of or inability to use the service.
Our total aggregate liability to you for any claims arising under or in connection with these terms shall not exceed the total amount paid by you to Traskud in the three months immediately preceding the event giving rise to the claim.
Some jurisdictions do not permit the exclusion or limitation of certain types of liability. In such cases, our liability will be limited to the greatest extent permitted by applicable law.
12. Indemnification
You agree to indemnify, defend, and hold harmless Traskud and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to your use of the service, your violation of these terms, your submission of any content, or your infringement of any third-party rights.
13. Termination
Either party may terminate the service relationship in accordance with the terms of the applicable service agreement. We may also terminate or suspend your access to the platform immediately and without prior notice if you breach any provision of these terms or if we determine that continued access poses a risk to the platform, other users, or our business operations.
Upon termination, all licences granted to you under these terms will immediately cease. Provisions that by their nature should survive termination - including but not limited to intellectual property rights, confidentiality, disclaimers, limitation of liability, and indemnification - shall continue to apply.
14. Governing Terms and Dispute Resolution
In the event of any dispute, claim, or controversy arising out of or relating to these terms or the services, the parties agree to first attempt resolution through good-faith negotiation. Either party may initiate this process by providing written notice to the other describing the nature of the dispute and the relief sought.
If the dispute is not resolved through negotiation within thirty (30) days of such notice, either party may pursue resolution through binding arbitration or such other mechanism as mutually agreed upon in writing. Nothing in this section prevents either party from seeking emergency injunctive or equitable relief where necessary to prevent irreparable harm.
15. Force Majeure
Neither party shall be liable for any delay or failure to perform its obligations under these terms to the extent that such delay or failure is caused by circumstances beyond its reasonable control, including but not limited to natural disasters, acts of government, civil unrest, cyberattacks, or failures of third-party infrastructure. The affected party shall notify the other as soon as practicable and shall use reasonable efforts to resume performance.
16. Severability
If any provision of these terms is found to be invalid, unlawful, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these terms. The remaining provisions shall continue in full force and effect.
17. Entire Agreement
These Terms of Use, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and Traskud with respect to the subject matter herein and supersede all prior or contemporaneous communications, representations, or agreements, whether written or oral.
Any waiver of any provision of these terms must be in writing and signed by an authorised representative of Traskud. A waiver of any particular breach shall not constitute a waiver of any subsequent breach.
18. Contact
If you have any questions, concerns, or requests relating to these Terms of Use, please contact us using the details below:
Traskud
Skehard Rd, Blackrock, Cork, T12 K162, Ireland
Phone: +353 1 492 2611
Email: support@kepanio.com